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Why did retail credit growth slow?
Data has also showed that instances of defaults rose considerably in personal loans and credit cards
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Check these points before paying your first credit card bill
Payment due date is the most important point to remember. If you miss the due date for payment, you must pay a high penalty as late payment.
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Credit card against FDs: Check details and best offers
If you already have an existing FD in a bank, you can visit the nearest branch and apply for a credit card against it
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Need emergency fund? Consider line of credit
From an open LOC you can take loan multiple times, whereas in personal loans you can take a loan once
